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Adaugat in data de 18-08-2011

For the first time, Romanians are able to pay budget taxes through Internet banking and telephone banking at BCR

For the first time, Romanians are able to pay budget taxes through Internet banking and telephone banking at BCR Romanian Commercial Bank (BCR) offers first time to customers in Romania the possibility to pay contributions, taxes or other obligations to the state budget or local administration budgets through its Internet banking service - Click 24 Banking or phone Banking service - Alo 24 Banking. Users of Click 24 Banking BCR and Alo 24 Banking BCR can use predefined templates, which allow payment of taxes without requiring pre-registration on central or local administration sites.

Through the Internet banking and Phone Banking services, BCR offers customers a convenient, zero costs alternative for clients across the country to pay taxes such as tax on income from independent activities, tax on revenues from intellectual property rights, consular fees, fees for issuing permits and certificates, fines and other sanctions, social insurance on income from services, tax on buildings, tax on land, tax on vehicles, tax on concessions and rental income.

At the same time, customers can still pay taxes in BCR branches. In such case customers should go to the branches with printed payment orders in the format provided by the Ministry of Finance.

The current legislation allows the Ministry of Finance to open transitory accounts with various financial institutions, based on bilateral agreements concluded between the parties, in order to collect contributions, taxes or other obligations to the general consolidated budget, from individual taxpayers, clients of the respective financial institutions.

The Bank will send the information to the Ministry of Finance, through a secured channel. The message will include full details of individual payment transactions for the amounts collected. Based on the information contained in the message, the Ministry of Finance ensures the transfer of the amounts to the appropriate budget accounts, within maximum one working day from the date of crediting the account opened with the central operative Treasury.


Banca Comerciala Romana (BCR), a member of the Erste Group, is the most important financial group in Romania, including the companies on the leasing, asset management, private pension and housing bank market. BCR is the No. 1 bank in Romania assets-wise (over EUR 16 billion worth), the No. 1 bank according to the number of clients and the No. 1 bank on the saving and lending segments. BCR is the most valuable financial brand in Romania, according to the level of clients’ trust and to the number of those for whom BCR is the main institution they do banking with.

BCR offers a full range of financial products and services, through a network of 48 corporate commercial centers and 668 retail branches and agencies located in most of the Romanian cities with a population of more than 10,000 inhabitants. BCR is the No. 1 bank in Romania on the cards and banking transactions market, as BCR clients benefit from the largest national ATM network – over 2,000  machines and POS - over 18.000 electronic terminals operational at the merchants, for card payments, as well as a complex offer of banking products and services, including Internet banking, phone banking and e-commerce services.

Erste Group is the leading financial services provider in Central and Eastern Europe. More than 50,000 employees serve 17 million clients in 3,200 branches in 8 countries (Austria, Czech Republic, Slovakia, Romania, Hungary, Croatia, Serbia, Ukraine). As of 30 June 2011 Erste Group has reached EUR 214.2 billion in total assets, a net profit of EUR 496.3 million and a cost-income-ratio of 49.5%. .


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BrentonJanuary 12, 2012Check out the Fed's Beige Book, just released yerasedty. A pretty dry read as well but might offer you a few hints to the true direction of the U.S. economy. I recommend looking up a few stats related to retail sales, consumer credit, and household spending over the last few months and use them to draw further implications from the reports in the Beige Book. Also, try to identify regional trends and trends in economic development on a basic scale in order to identify indicators of how the U.S. economy has evolved (or not) since 2008. If you do get around to reading even just a little then come talk to me and I can guarantee you a very interesting discussion!-B
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