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Adaugat in data de 30-06-2011

Zero analysis fee for Millennium Bank`s refinancing loans

Zero analysis fee for Millennium Bank`s refinancing loans Millennium Bank clients can benefit until the end of the year from zero analysis fee when contracting a refinancing loan. The bank decided to extend the promotion period, initially set until the end of June 2011.

Millennium Bank`s refinancing offer includes both mortgage and home equity loans, designed to answer specific client needs. The Mortgage Loan addresses customers who want to refinance an existing mortgage loan in order to reduce the monthly instalment. The loan amount can reach up to 90% of the collateral’s value. The variable interest rate is calculated as three-month Euribor/Robor plus a margin starting from 5%, depending on the down payment percentage and the clients` option to transfer their income to the bank.

The standard Cash Loan with Mortgage can refinance any type of loan in order to have only one monthly installment. The loan amount can reach up to 75% of the mortgaged real estate value and its interest rate is made of three-month Euribor/Robor plus a margin starting from 6%.

The Refinancing Cash Loan with Mortgage allows clients to refinance an existing mortgage loan and, in addition, get an extra amount to use either to refinance other debt or for other purposes, without justification needed.
Its amount can reach 75% of the mortgaged real estate value and the margin starts from 5.5%.

Clients benefit from free life insurance and zero administration fee for all the three loan types.

Millennium Bank, part of the leading financial private group in Portugal, Millennium bcp, started its activity on the Romanian market on October 11, 2007, by simultaneously opening 39 branches in Bucharest and in other eight cities of the country. The bank addresses both individuals and companies, through an extensive range of products.

Millennium bcp is a success story in European banking. Founded in 1985, Millennium bcp registered, at the end of March 2011, total assets of EUR 97 billion.
Millennium is Portugal's leading private financial group and is included in key national and international stock market indices, in particular the Euronext PSI Financial Services, PSI-20, DJ Eurostoxx banks, Bebanks and Euronext 100, of the Lisbon, Paris, Brussels and Amsterdam Stock Exchanges.

Millennium bcp has a network of more than 1,700 units and a total of above 21,000 employees.

Millennium bcp provides a wide range of products and services, namely savings, investment, mortgage loans, consumer credit, commercial banking, leasing, factoring, insurance, investment banking, private banking and asset management, serving its customers on a segmented basis. Emphasis is given to the Internet Banking service, which has been distinguished in Europe for its quality and innovation.

Since its incorporation, Millennium bcp has been renowned for its dynamism, innovation, competitiveness, profitability and financial strength. It has made its mark as the top leader in several financial business areas on the domestic market and as reference in the distribution of financial products and services on an international level. Millennium bcp operates in Portugal, Poland, Greece, Romania, Switzerland, Mozambique, Angola, France and Luxembourg. All operations are carried out under the Millennium brand.

Millennium bcp's focus is on the creation of value in markets selected on the basis of a controlled risk profile and high growth potential, to sustain its internationally-recognized service excellence and innovation in financial products..


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