Bonuses for Millennium Bank credit cardholders recommending new clients Millennium Bank credit cardholders can now benefit from a special bonus if they recommend new clients for credit cards. The recommended clients also receive the special premium. Within the recently launched “Make new Bank mates!” programme, credit cardholders recommending potential clients who become Millennium Bank credit cardholders automatically receive a 50 lei bonus. Besides this, the new clients also receive a 50 lei bonus after performing a transaction with their new credit card within the first three months from the card issuance. Credit cardholders can recommend up to five future Millennium Bank “mates” within a month and receive the 50 lei bonus for each of them. All they need to do is contact bank’s Call Center team and provide a series of minimum information on their recommendation. The programme regulations are available on the bank’s website. This new feature completes Millennium Bank’s credit cards range of benefits, including the Romanian market premiere Installment Plan with Zero Interest Rate for purchases made at any merchant in Romania or abroad. Clients are not restricted to a certain network of merchant partners and they can access this benefit at any of the 30 million merchants located in 200 countries that accept Visa payments. The bank’s credit card offer will be further improved over the next month, by adding new benefits for clients. Millennium Bank clients also benefit from up to 30% discounts for all debit and credit cards when paying for goods and services at the bank’s merchant partners, through Discount Programme. Millennium Bank, part of the leading financial private group in Portugal, Millennium bcp, started its activity on the Romanian market on October 11, 2007, by simultaneously opening 39 branches in Bucharest and in other eight cities of the country. The bank addresses both individuals and companies, through an extensive range of products. Millennium bcp is a success story in European banking. Founded in 1985, Millennium bcp registered, at the end of December 2011, total assets of EUR 93.5 billion. Millennium is Portugal's leading private financial group and is included in key national and international stock market indices, in particular the Euronext PSI Financial Services, PSI-20, DJ Eurostoxx banks, Bebanks and Euronext 100, of the Lisbon, Paris, Brussels and Amsterdam Stock Exchanges. Millennium bcp group has a network of more than 1,700 units and a total of above 21,500 employees. Millennium bcp provides a wide range of products and services, namely savings, investment, mortgage loans, consumer credit, commercial banking, leasing, factoring, insurance, investment banking, private banking and asset management, serving its customers on a segmented basis. Emphasis is given to the Internet Banking service, which has been distinguished in Europe for its quality and innovation. Since its incorporation, Millennium bcp has been renowned for its dynamism, innovation, competitiveness, profitability and financial strength. It has made its mark as the top leader in several financial business areas on the domestic market and as reference in the distribution of financial products and services on an international level. Millennium bcp operates in Portugal, Poland, Greece, Romania, Switzerland, Mozambique, Angola, Macao, France and Luxembourg. All operations are carried out under the Millennium brand. Millennium bcp's focus is on the creation of value in markets selected on the basis of a controlled risk profile and high growth potential, to sustain its internationally-recognized service excellence and innovation in financial products.