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Adaugat in data de 22-04-2014

Creditul SRL-D 2014, in oferta CEC Bank - credit dedicat intreprinzatorilor tineri

Creditul SRL-D 2014, in oferta CEC Bank - credit dedicat intreprinzatorilor tineri

CEC Bank continua politica de sustinere a intreprinzatorilor tineri si lanseaza Creditul SRL-D 2014 in baza Conventiei incheiate cu Ministerul Economiei privind Programul pentru stimularea infiintarii si dezvoltarii microintreprinderilor de catre intreprinzatorii tineri. Astfel, CEC Bank acorda credite in lei din surse proprii, oferind clientilor multiple beneficii, precum:

perioada de gratie de maximum 12 luni;

garantii flexibile, prin acordarea unei garantii de catre stat, prin FNGCIMM, ce va acoperi 80% din valoarea creditului;

modalitati de rambursare a creditului adaptate in functie de situatia economico-financiara a clientului;

consultanta gratuita in ceea ce priveste pregatirea documentatiei de accesare a creditului.

Accesand Creditul SRL-D 2014, tinerii intreprinzatori vor beneficia de o structura de costuri simpla si avantajoasa:

dobanda variabila, compusa din indicele ROBOR 6 luni, la care se adauga o marja de 3 p.p. (in prezent dobanda este de 5,93%);

comision de analiza de 200 lei;

comision de gestiune de 0,75% calculat la valoarea creditului si perceput la data efectuarii primei trageri din credit, iar ulterior anual, calculat ca procent din soldul creditului.

Dobanda se va modifica semestrial, in prima zi lucratoare a semestrului, in functie de evolutia indicelui de referinta ROBOR 6 luni.

“Prin implicarea in acest Program si acordarea acestor finantari, CEC Bank intentioneaza sa isi consolideze rolul de sustinator real al dezvoltarii economice a Romaniei. Continuam astfel politica de sustinere a IMM-urilor si in special a tinerilor intreprinzatori, in vederea infiintarii si dezvoltarii de microintreprinderi “, a declarat domnul Radu Gratian Ghetea, Presedintele CEC Bank.

Ministerul Economiei va selecta cele mai bune planuri de afaceri, care vor fi finantate pe baza urmatoarei scheme:

1. Alocatie financiara nerambursabila - maximum 50% din valoarea cheltuielilor eligibile aferente planului de afaceri, dar nu mai mult de echivalentul in lei a 10.

000 euro/beneficiar;

2. Aportul propriu, reprezentand:

pentru beneficiarii care nu solicita credit bancar - o cota de minimum 50% din valoarea cheltuielilor eligibile aferente planului de afaceri, reprezentand aportul in numerar al beneficiarului;

pentru beneficiarii care solicita credit bancar - o cota de minimum 50% din valoarea cheltuielilor eligibile aferente planului de afaceri, reprezentand credit bancar si aport in numerar, acolo unde este cazul.

Clientii care pot accesa aceste credite, conform art. 3 din OUG nr. 6/2011 pentru stimularea infiintarii si dezvoltarii microintreprinderilor de catre intreprinzatorii tineri sunt microintreprinderile debutante, ce trebuie sa indeplineasca conditiile de eligibilitate ale bancii.

Informatii suplimentare despre acest produs de creditare pot fi obtinute in orice unitate CEC Bank, apeland gratuit Serviciul Info CEC Bank la numarul de telefon 0.800.800.848 sau accesand site-ul www.cec.ro, in cadrul sectiunii dedicate finantarilor intreprinderilor mici si mijlocii.

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Devaraj
I applaud any coapmny for innovations. The CECT phone (aka iPhone clone) is, by most standards, a decent phone. For the price, you get a lot of features. What it is NOT… is an iPhone Clone. Sure, the case appears to look like the iPhone but it is not constructed of the same materials. It is made of an inexpensive and more brittle plastic. The touch screen is a less expensive pressure-sensitive lamination, and not the high resolution crystal glass screen with capacitive touch interface that an Apple iPhone is. Ironically, it will not interface with a MAC computer, but it will interface with most PC computers. The phone is intended to meet a low-cost, fast-market price structure. What you can expect is a Linux based, open-sourced software package that is somewhat clunky but is functional. There is no way to add or even use any externally written applications… a defining trade mark of the Apple branded iPhone.The CECT phone is not even a true PDA. It is basically a standard cell phone with a music player, video player, generic browser and picture viewer… all rolled up into a touch-screen device. Sans the touchscreen, the CECT phone will do nothing more that a Motorola RAZR. On the plus side; you get 2 batteries (and they are removable), a USB cable, Charger, a rubber skin-type case, and headphones. I would highly advise getting a screen protector… the screen on the CECT is clear plastic, not glass or crystal like the real iPhone is. This plastic screen scratches incredibly easily.As for phone performance, I must admit the call-quality is impressive. Both parties on a call have stated the sound quality is very good. The internal speaker is loud and clear. The screen is bright although a lower resolution than most PDA-style phones. The video player is stated to run mp4 compressed videos, however our testing could not get the product to play mp4 files in any configuration. This was easily fix by converting videos to the 3gp format with some small amount of compromise in video quality.The photo album worked flawlessly and was easy to navigate, however it does limit you to a 256K size on each photo. The removable 2GB SD memory card is a very flexible and welcomed touch. Apple developers could learn from the market trend where individuals what removable batteries and memory cards, a limitation still plaguing even the latest Apple iPhones. Overall, If you want a cell phone with all of the features of a Motorola RAZR plus a touch screen… in a package that reminds one of an iPhone-like appearance, then the CECT is a decent buy and is commonly available for just over $100.If you want a phone, with all of the quality, sophistication, performance and productivity of an Apple iPhone… then you would be well advised to spend the extra $75 and buying a real Apple iPhone.
matzcrorkz
e9E0bW I really like and appreciate your blog.Thanks Again. Fantastic.
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